10.7.20.7100 Safe to install
Alipay is a prominent payment and digital services platform in China, renowned for its extensive range of features.
Alipay enables Chinese users with a valid ID and bank account to conveniently make online and in-person payments while traveling abroad for leisure, business, or study purposes.
Additionally, foreign visitors to China have the option to link their credit cards to Alipay, thereby leveraging its wide acceptance by millions of merchants throughout the country.
However, it's important to note that Alipay is exclusively designed and intended for use within China and is not intended for foreign users in their home countries or anywhere outside of China.
Overview
Alipay is a Freeware software in the category Business developed by Alipay (Hangzhou) Technology Co. Ltd.
The latest version of Alipay is 10.7.20.7100, released on 05/22/2025. It was initially added to our database on 10/18/2023.
Alipay runs on the following operating systems: Android.
Users of Alipay gave it a rating of 3 out of 5 stars.
Pros
- Ease of use: Alipay offers a simple and intuitive user interface, making it easy for users to navigate and access various features.
- Wide acceptance: Alipay is widely accepted by merchants in China and increasingly around the world, making it a convenient payment option for users.
- Security: Alipay prioritizes the security of user transactions, offering features such as fingerprint authentication and transaction verification.
- Integration with other services: Alipay integrates seamlessly with various third-party services, allowing users to access a wide range of features within the app.
- Convenience: Alipay offers a range of services beyond just payment, including bill payments, investment options, and more, enhancing user convenience.
Cons
- Language barrier: Alipay's primary language is Chinese, which may pose a challenge for non-Chinese speaking users.
- Geographic limitations: Alipay's availability and features may be limited outside of China, restricting its usability for international users.
- Transaction fees: While basic services are free, users may encounter transaction fees for certain services or when transferring funds to banks.
- Privacy concerns: Some users may have concerns about the data privacy practices of Alipay and its parent company Alibaba.
FAQ
What is Alipay?
Alipay is a third-party online payment platform that was founded by Alibaba Group. It allows individuals and businesses to make secure online transactions.
How does Alipay work?
Alipay works by linking user accounts to their bank or credit cards, allowing them to make payments online through their Alipay account. Users can also transfer money to each other, pay bills, and even invest through the platform.
Is Alipay safe to use?
Yes, Alipay is considered safe to use as it uses advanced encryption technology to protect user data and transactions. It also offers security features such as fingerprint recognition and SMS verification.
What are the fees for using Alipay?
Alipay doesn't charge any fees for making payments or transferring money. However, there may be fees associated with certain services like currency conversion or withdrawing funds to a bank account.
Can I use Alipay outside of China?
Yes, Alipay is accepted in many countries around the world, allowing users to make payments and purchases internationally. Some merchants may offer discounts or promotions for using Alipay.
Does Alipay offer any financial services?
Yes, Alipay offers a range of financial services such as wealth management, loans, insurance, and even credit services. Users can access these financial services through the Alipay app.
How can I contact Alipay customer service?
Users can contact Alipay customer service through the app or website by submitting a request or reaching out through their social media channels. Alipay also provides a hotline for customer inquiries.
Can I link multiple bank accounts or credit cards to my Alipay account?
Yes, users can link multiple bank accounts and credit cards to their Alipay account for added convenience when making payments or transferring money.
What is the difference between Alipay and WeChat Pay?
Alipay and WeChat Pay are both popular third-party payment platforms in China. While both offer similar services, Alipay is more focused on online transactions and financial services, whereas WeChat Pay is integrated into the WeChat app for social messaging.
Can I use Alipay to shop online?
Yes, Alipay can be used to shop online at a wide range of merchants and websites that accept Alipay as a payment method. Users can simply select Alipay at checkout and log in to complete the transaction.
Screenshots (Click to view larger)
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